Savings vs. Money Market Accounts
Which Kish savings option is best for you? Compare the features and interest rates for our Savings Account and Money Market Accounts below.
For more help determining which solution fits your needs, contact us for expert guidance from a Kish Banker.
Account Features
no | Savings Account | Money Market Account |
|---|---|---|
| Minimum to Open | $100 | $100 |
| Monthly Maintenance Fee | $3 | $10 |
| Monthly Maintenance Fee Waived If: | Daily ledger balance is at least $200 or primary account owner is under age 19. | Daily ledger balance is at least $3,000. |
| Interest Earning (Variable) | yes | yes |
| Unlimited Deposits | yes | yes |
| Withdrawals | Unlimited in-person withdrawals + 6 pre-authorized withdrawals per month; then $3 per item. | Unlimited in-person withdrawals + 6 pre-authorized withdrawals per month; then $3 per item. |
| Debit Card Available | yes | yes |
| Check Writing Capabilities | — | yes |
| Digital Banking Transfer Access | yes | yes |
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