No matter your age, it is important to start saving for your retirement. An Individual Retirement Account (IRA) is a great way to accumulate tax-advantaged deposits and earnings for your retirement.
Kish offers Traditional and Roth IRAs, as well as Simplified Employee Pension Plans (SEP), and Savings Incentive Match Plans for Employees (SIMPLE).
|IRA Money Market Account||18-Month Variable Rate IRA CD|
|Minimum to Open||$100||$100|
|Contributions||May be made any time, provided they meet IRS eligibility requirements.||May be made any time, provided they meet IRS eligibility requirements.|
|Distributions||No bank penalty assessed on distributions.||Distributions prior to maturity may result in bank penalty of 90 days' interest on the amount distributed.|
|Penalties||IRS penalty may apply on nonqualified distributions.||IRS penalty may apply on nonqualified distributions.|
|Interest||Rate can vary and is compounded and credited monthly.||Rate can vary and is compounded and credited monthly.|
Individual Retirement Account Rates (1), (3)
|Annual Percentage Yield (APY)|
|IRA Money Market Account ($100 minimum to open) (2)|
|$0.01 - $19,999.99||1.30%|
|18-Month Variable ($100 minimum to open) (2)||2.26%|
Other IRA CDs
Other IRA CDs are available at the terms and early withdrawal penalties of regular CDs.
IRA Mutual Funds & Annuities
These IRA investments are available through Kish Financial Solutions. Contact a Registered Representative for more information.