Student Loans
Kish offers student loans through a partnership with the Pennsylvania Higher Education Assistance Agency (PHEAA), one of the country’s leading student aid organizations. Through the PA Forward Student Loan Program, PHEAA offers loan options designed with PA students and families in mind. With features like low rates, multiple repayment options, and potential interest rate rewards, these loans enable students to pursue their higher education dreams and make managing their loans easier.
Key Features Arrow pointing Down
- No application or origination fees
- Low, fixed interest rates
- Multiple repayment options
- Potential interest rate rewards
- No prepayment penalty
Eligibility Arrow pointing Down
PA Forward was designed for PA residents attending an approved school in or out of state, and residents of approved states1 attending a PA school regardless of enrollment status, including those enrolled less than half-time.2
All borrowers must be citizens or permanent residents of the United States.
For parent loans, the dependent undergraduate student must be enrolled at least half-time in a degree, certificate, or diploma-granting program. Parents or guardians must meet the minimum credit qualifications.
To be eligible for a refinance loan, borrowers must currently be in repayment.
Co-Signer Information Arrow pointing Down
The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements; however, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and, perhaps, may get you a better interest rate.
There are currently six loan types in the PA Forward Student Loan program. Explore them below or connect with us to find out which product is best for your needs.
Our Solutions
1PA Forward approved states include DE, MD, NJ, NY, OH, VA, and WV.
2Loans taken for a less than half-time academic period may borrow up to $5,000—this does not apply to the medical or health professional loans.