Adjustable Rate Mortgages

An Adjustable Rate Mortgage (ARM) from Kish can be a great option for some customers. Unlike a Fixed Rate Mortgage that has an interest rate that remains the same for the life of the loan, an ARM interest rate will change periodically.

The initial interest rate of an ARM is often lower than that of a Fixed Rate Mortgage—making an ARM a good option to consider if you plan to own your home for just a few years, you expect an increase in future earnings, or if the prevailing rate for a Fixed Rate Mortgage is high.

Not sure if an Adjustable Rate Mortgage is right for you? Talk to a local Kish lending specialist. We’ll discuss your goals and help determine the best borrowing option for you.