Account Features – Business Checking Accounts

Account Features

[icon-no]Business CheckingBusiness Checking with Interest

no


Minimum to Open

Business Checking


$100

Business Checking with Interest


$100

no


Monthly Maintenance Fee

Business Checking


$10

Business Checking with Interest


$10

no


Monthly Maintenance Fee Waived If:

Business Checking


Account is enrolled in eStatements, the daily ledger balance is at least $1,500, or the average monthly balance is at least $5,000.

Business Checking with Interest


The daily ledger balance is at least $1,500 or the average monthly balance is at least $5,000.

no


Earns Interest

Business Checking


-

Business Checking with Interest


On daily ledger balances of $2,500 or more.

no


Check Writing and Deposits

Business Checking


300 checks paid/items deposited per statement cycle; $0.25 for each additional item.

Business Checking with Interest


300 checks paid/items deposited per statement cycle; $0.25 for each additional item.

no


Unlimited Kish ATM Usage

Business Checking


yes

Business Checking with Interest


yes

no


Non-Kish ATM Transactions*

Business Checking


$2.00 per transaction (Non-Kish ATM Transaction Fee).

Business Checking with Interest


$2.00 per transaction (Non-Kish ATM Transaction Fee).

no


Free Non-Kish ATM Balance Inquiries

Business Checking


yes

Business Checking with Interest


yes

no


Free Kish Bank Business Card

Business Checking


yes

Business Checking with Interest


yes

no


Digital Banking

Business Checking


Cost Varies.

Business Checking with Interest


Cost Varies.

no


Overdraft Protection

Business Checking


LOC - Loan officer approval.

Business Checking with Interest


LOC - Loan officer approval.